Insurance

At Island Psychiatry, we work as an out of network provider with all insurance panels. We understand that you may have concerns about the cost of treatment and we want to address them directly.

We believe that health insurance companies create barriers which interfere with you receiving the best possible care. For Island Psychiatry, our decision to avoid becoming a network provider is not about fees. It's about who controls your care. Insurance companies insist that their network providers sign contracts which place too much control in the hands of the company. Essentially, it allows them to dictate treatment decisions.

In an effort to diminish these barriers, we offer the following solutions:

  • A simple online financial hardship application for a reduction in our fees of up to 40%.

  • Thoughtful approach to maximizing cost effectiveness of care including duration of treatment, frequency of visits and session length

  • Sophisticated medical coding procedures to increase the payments to you from your insurance company

  • Electronic submission of the majority of insurance claims to ensure the fastest reimbursement possible.

  • Assistance with determination of your out of network benefits

  • When possible for TMS services, assistance with obtaining "single case agreements" in which we become "network providers" on a case by case basis.

  • Ongoing attempts to keep our fees as affordable as possible and still attract the highest quality clinical and administrative staff