Insurance

At Island Psychiatry, we work as an out of network provider. We understand that you may have concerns about the cost of treatment and we want to address them directly.

We believe that health insurance companies create barriers which interfere with you receiving the best possible care. For Island Psychiatry, our decision to avoid becoming a network provider is not about fees. It's about who controls your care. Insurance companies insist that their in-network providers sign contracts which place too much control in the hands of the company. Essentially, it allows them to dictate treatment decisions.

In an effort to diminish these barriers, we offer the following solutions:

  • Thoughtful approach to maximizing cost effectiveness of care including duration of treatment, frequency of visits and session length

  • Sophisticated medical coding procedures to increase the payments to you from your insurance company if you have out-of-network benefits.

  • Electronic claim submission on your behalf to ensure the fastest reimbursement possible for those eligible.

  • Assistance with determination of your out of network benefits.

  • When possible for specialty services (such as TMS and ketamine,) assistance with obtaining "single case agreements" in which we become "network providers" on a case by case basis.

  • Ongoing attempts to keep our fees as affordable as possible and still attract the highest quality clinical and administrative staff.

  • For those who qualify: an online financial hardship application for a reduction in our fees of up to 30%.